What information from your check would you need to set up direct deposit?

Answered on

To set up direct deposit using your check, you will need to provide specific information to the organization that will be depositing the funds into your account, such as your employer or a government agency. The information typically required includes:

1. Bank Name: The name of the financial institution where your account is held.

2. Bank Routing Number: This is a nine-digit code that identifies your bank and is used to direct the funds to the correct institution. On a check, it's usually found at the bottom left-hand corner, preceding your account number.

3. Account Number: Your unique account number, which tells the bank which account to credit the funds to. This is also located at the bottom of the check, usually to the right of the routing number.

4. Account Type: You should specify whether the account is a checking or a savings account to ensure the money is deposited correctly.

5. Voided Check: Many organizations will request a voided check. You can provide this by writing "VOID" across the front of one of your checks. This gives the depositor a physical confirmation of the routing and account numbers and shows that you are the owner of the account.

Ensure to handle this sensitive information with care to protect against potential fraud or identity theft.