HIPAA defines a pre-existing condition as one for which the insured received medical advice, diagnosis, care, or treatment within the past _____ months.
Social Studies · High School · Tue Nov 03 2020
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HIPAA, which stands for the Health Insurance Portability and Accountability Act of 1996, previously defined a pre-existing condition as one for which the insured received medical advice, diagnosis, care, or treatment within the past 6 months before enrollment in a new health plan.
- However, this aspect of HIPAA regarding pre-existing conditions has since been largely superseded by the Affordable Care Act (ACA) in 2014. Under the ACA also known as Obamacare, health insurance companies are no longer allowed to deny coverage or charge higher rates based on pre-existing conditions.