voluntary deductions include ____. (1 point)

Voluntary deductions refer to amounts withheld from an employee's paycheck at their own discretion. These deductions are typically related to various benefits or programs that employees choose to participate in. Common examples of voluntary deductions include:

1. Retirement Contributions: Contributions to retirement savings plans, such as 401(k) or IRA accounts.
2. Health Insurance Premiums: Payments for health insurance coverage.
3. Life Insurance Premiums: Payments for life insurance coverage.
4. Dental and Vision Insurance Premiums: Contributions for additional dental or vision insurance.
5. Flexible Spending Account (FSA) Contributions: Contributions to an FSA for healthcare or dependent care expenses.
6. Charitable Contributions: Donations to charities or nonprofit organizations through payroll giving programs.
7. Union Dues: Payments for union membership, if applicable.
8. Employee Stock Purchase Plans (ESPP): Contributions to purchase company stock at a discounted rate.

It's important to note that these deductions are voluntary, meaning employees can choose whether or not to participate in these programs. The specifics may vary depending on the employer and the benefit programs they offer.