A pedestrian is also covered under __________________________________ if he/she resides in the State of Florida.

Law · Middle School · Tue Nov 03 2020

Answered on

A pedestrian is also covered under Personal Injury Protection (PIP) insurance if he/she resides in the State of Florida.

Extra: Personal Injury Protection, commonly referred to as PIP, is an aspect of auto insurance that covers medical expenses and, in some cases, lost wages and other damages. PIP is designed to be paid regardless of whether you're at fault or not in an accident – this is why it is also referred to as "no-fault" insurance.

In Florida, PIP is mandatory for all drivers. It is intended to provide injured drivers, passengers, and in certain situations pedestrians and bicyclists with immediate medical coverage up to the limit of the insurance policy. This means that if a pedestrian who resides in Florida is injured in a motor vehicle accident, they are typically covered by their own PIP insurance. If the pedestrian does not own a vehicle and therefore does not have PIP insurance, they may be covered under the vehicle owner's PIP insurance.

The laws regarding PIP can be complex and vary from state to state. In Florida, the coverage usually provides benefits for medical expenses, disability benefits for lost wages, death benefits, and can provide coverage for anyone struck by a vehicle, such as a pedestrian or cyclist, given certain conditions are met.

It is important for residents to understand their own insurance policy and the laws of their state to ensure they are fully covered in the event of an accident. Moreover, when accidents occur, it is often recommended to consult with an attorney specializing in personal injury law to understand all the rights and benefits that may be available to you.